Terms & Conditions
Last Updated: March
Privacy Policy
Our business is bound by the Privacy Act 2000 (the Act).
We collect and hold personal information (Personal Information) relating to our clients and to other people and entities associated with our clients as may be provided or disclosed to us in the course of business. Such personal information may include, but is not limited to, names, tax file numbers, addresses, telephone numbers, social media details, email addresses, occupations, wage records, bank account details, financial records, taxation records and business trading records.
Personal Information is collected from our clients in the following ways:
- by providing it to us directly
- by authorising third parties to provide it to us e.g. Accountants and Solicitors
- by other parties providing it to us either voluntarily or pursuant to compulsory processes we conduct on our client's behalf
How is Personal Information received and held?
Personal Information may be received and held either as a hard copy, paper, or a soft copy being electronic data, in any available form. In either case, we take the security of Personal Information very seriously. We secure hard copy documents carefully in and out of our office. We use an external IT company who provide cyber-security systems to protect soft copy documents. We will never ask for bank details or other sensitive information by email.
For what purpose is Personal Information collected, held, used and disclosed?
All data processed by the business is done on a lawful basis. The purposes for which we collect, hold, use and disclose Personal Information are:
- to offer our services to our clients and other interested people (Services). In doing so we may disclose Personal Information to other people or entities involved in the provision of the service. Unless compelled by law, we will never disclose Personal Information without the client's knowledge and consent
- to facilitate our internal and external administrative processes including financial and business operations and reporting requirements
- to obtain, maintain and comply with the terms of our professional indemnity and other insurance policies; and
- to comply with applicable laws
We take reasonable precautions to make sure that we keep your Personal Information secure.
We will disclose information only when you authorise us to share it. Where you have authorised us to disclose your Personal Information to a third party, their use and maintenance of your Personal Information is outside our control and we accept no responsibility or liability for such third party use to the extent permitted by law.
Except as described in this Privacy Policy, we will not disclose or use your Personal Information without your permission, unless required or permitted by law.
We retain Personal Information for a minimum of 7 years. We store public records (which can include Personal information) in accordance with the Public Records Act 2005.
How can Personal Information be accessed or corrected?
Clients may access their Personal Information and seek correction of it at any time by applying to our office in person or in writing.
Clients will be formally identified before releasing or amending any Personal Information.
What is the complaints process relating to personal information?
If there is a breach of this privacy policy, a complaint may be made by the client to:
The Branch Manager of the branch that you are dealing with; or
the Office of the New Zealand Privacy Commissioner.
Also refer to Our In-house Complaints Procedures listed on the website
Data breaches
All staff are responsible for protecting the confidentiality of client information and business information. Refer any data breaches, or suspected data breaches, to the Branch Manager as soon as possible.
If there is a suspicion of a breach
If we suspect that there has been a breach, a reasonable and expeditious assessment will be conducted within 30 days.
If we believe or have reasonable grounds to believe there has been a breach, then a statement will be prepared setting out:
- the business's details
- a description of the breach
- the kind or kinds of information concerned; and
- recommendations about the steps that we will take in response to it
If practicable, we will advise the contents of the statement to each of the affected clients who may be at risk from the breach. If this is not practicable, we will publish the statement on our website and take other reasonable steps to publicise its contents. Communications with individuals will be via their preferred communication method.
Exception to reporting
Mandatory notification requirements are waived if remedial action can be taken that results in our IT Provider or another qualified person concluding that the access or disclosure is not likely to result in serious harm to any of those individuals.
Email communication
From time to time, we may send you, and you agree to receive, emails that relate to Services you have subscribed to.
You may opt out of receiving those emails and other promotions at any time by following the opt-out instructions provided in the relevant communication.
General
We may update this Privacy Policy from time to time. The current version posted on the Website will apply.
The Website may contain links to third party websites or applications. We are not responsible for the privacy practices or content of third-party websites or applications.
Contacting us about privacy
If you wish to contact us about your privacy, including requesting corrections to your Personal Information, you can contact us at info@tabak.co.nz
IN-HOUSE COMPLAINTS & DISPUTE RESOLUTION PROCEDURES
In accordance with Section 14 of the Real Estate Agents Act 2008, the Real Estate Authority has set down under Rule 12 of the Real Estate Agents Act (Professional Conduct and Client Care) Rules 2012, that all agencies must have a written in-house procedure for dealing with complaints and disputes and that clients and customers are aware of these procedures.
Tabak Business Sales has an established customer complaint procedure designed to provide a simple and personalised process for resolving issues in the event that the service provided by our company or salesperson licensee does not meet expectations of clients and customers.
If you do have a complaint we invite you in the first instance to make contact with the Branch Manager.
PROCEDURE:
Step 1
Call us and speak to a manager, tell the manager who you are complaining about, what your concerns are and what you would like done in response to your complaint.
Step 2
The Manager will detail your complaint, they may ask to meet with you in person or ask that you document the details in writing to assist with investigating it. The Manager will promptly (within 24 hours) talk to the team member(s) involved and obtain copies of any documents associated with the complaint.
Step 3
The Manager will then make a response to you; this may be in writing or verbally depending on the matters concerned. As part of this response the manager may ask to meet to discuss the complaint and endeavour to agree on a resolution.
Step 4
If unresolved the manager will complete a client/customer complaint file and forward this to the Partner in-charge/Director of Tabak Limited or Tabak Business Sales Limited with all relevant information and documents.
Step 5
If we are unable to come to an agreed resolution after a meeting (or if you don’t wish to meet with us) then we will provide you with a written proposal to resolve your complaint.
Step 6
If our proposal is not acceptable, please advise us in writing; you can of course, suggest another way of resolving your complaint.
Step 7
In the event that Step 4 or Step 5 resolves the matter we will proceed to implement the resolution terms as soon as practicable.
Step 8
Sometimes matters can be best settled by an independent mediator. Should a resolution not be made we will discuss with you the options of mediation.
Step 9
Should the option to mediate not be acceptable to both parties then that will be the end of our Complaints & Dispute Resolution Process.
This complaints procedure has been put into place to help resolve any issues; however, you do not have to use our ‘Complaints & Dispute Resolution Procedures’. You can make a complaint to the Real Estate Authority (www.rea.govt.nz) at any time even if you choose to also use our in-house procedures.